I am feeling so happy and loved because my husband just posted a message on my FB wall. I would say that my husband and I have been having problems these past few months but I am just so glad that we're able to fix it.
Almost ten years ago, fate brought us together. I strongly believe that it is our destiny to be together for the rest of our lives. I love him so much and even more nowadays. Our marriage isn't perfect but I am proud to say that no matter what happens, we got each other's back and are willing to fight for our relationship and family.
Showing posts with label Family. Show all posts
Showing posts with label Family. Show all posts
Monday, February 27, 2012
Feeling So Happy and Loved
Monday, August 23, 2010
Nervous and Anxious
My younger sister and I had a little chit-chat this morning. She told me that she is very nervous and does not know what she is feeling right now. She just found out that the exam result for Nursing 2010 for those who took the exam on July is already out. She gave me a website but the result is not there yet.
I am really nervous and anxious right now. I hope and Pray that she passed the exam. Well, I don't see any results yet but I will keep on checking it.Goodluck sistah! :)
Tuesday, October 14, 2008
Nine ways to slash your family's spending
Here are some ways to help you save you and your family from too much spending of money.
Look for hidden waste
Can you find a cheaper cell-phone plan, long-distance phone service, or Internet service provider? Is it time to refinance your mortgage or car payments? Can you raise your insurance deductibles, which lowers your premiums? What about canceling your long distance and purchasing budget phone cards — or using a cell phone (with free long distance included) in off-peak hours? Are you getting your money's worth from your gym membership, or could you walk, jog, or play basketball in the park instead? You may want to consider becoming a one-car family — you'll save on gas, insurance, and car maintenance. And ask your utililty company how you can lower your payments. Even simple changes, like turning down the temperature on your water heater or installing energy-saving showerheads, can bring your monthly bills down.
Watch those credit cards
If credit card charges are eating up a big chunk of your monthly budget, look into consolidating your balances or getting a lower interest rate. Examine your credit card statements: Are there automatic charges — subscriptions or monthly fees — that could be canceled? (Get more tips on easy ways to lower your credit card debt.)
Plan low-cost family vacations
Instead of staying in hotels, consider traveling with friends and renting a house together. This is usually cheaper than hotel rooms, and it allows you to cook meals instead of going to restaurants. Other ideas: Travel locally so you can drive rather than fly. Carry a cooler full of snacks and sandwich ingredients so you don't have to eat out for every meal. Pack up the tent and go camping. (Get more tips on saving big on family travel.)
Go co-op crazy
Form a meal co-op with friends and neighbors — each family takes a night to make dinner for everyone. This saves time, builds community, introduces children to a broader variety of foods, and saves money by allowing participants to buy food in bulk (without having to eat the same food for weeks straight).
A babysitting co-op may also be a good idea. By trading babysitting duties with other families you're close to, you can save money on childcare and know you're leaving your child with people you trust.
Avoid restaurants
The average American family eats out four times a week, which takes a big bite out of their budget, says Jonni McCoy, a mom and founder of the Miserly Moms Web site. You can save a lot by making relatively painless adjustments to your dining habits. On date night, leave the kids with friends and prepare a candlelight dinner at home instead of going out to eat. On workdays, bring your lunch to the office. On weekends, make a picnic and take your family to the park or the beach. Take snacks to the playground, zoo, or movie theater instead of visiting the snack bar. You can also save money by making coffee at home — those fancy coffee drinks really add up. Splurge on your favorite beans and a travel mug and take yours to go. (One Baby Center reader figured that by breaking their specialty coffee habit, she and her husband could shave $2,000 a year off their budget!)
Find cheaper entertainment
Go to matinees or rent movies instead of heading to the theater, and try borrowing videos and DVDs from your local library rather than paying for rentals. And do you really need cable television when you can rent DVDs of your favorite premium channel shows?
You can also get creative about finding ways to cut costs and create family time. Organize a family game night instead of going out, or make holiday presents together to save on gift-giving.
Become a smart shopper
Start with the food bill, McCoy advises. "This is usually the largest category of spending, and there are so many ways to whittle it down," she says. Buy in bulk, clip coupons, and mail in rebates. (You can trade coupons with other parents on our trading post bulletin board.) Generics and store-brand products are almost always cheaper than name brands. (Get more tips on trimming the fat from your food budget.)
For clothes, baby gear, furniture, and similar items, secondhand stores and resale shops have bargains galore, as do sites such as eBay and Craigslist. Or, if you're buying new, purchase clothing for next year during end-of-season sales. For furniture or appliances, ask for floor models — you probably won't notice a scratch on your new bed, but it could bring down the price significantly.
And finally, skip the pricey salon and become a beauty school drop-in. Beauty schools offer discounts on services such as haircuts, facials, and mani-pedis.
Keep a tight rein on your budget
Stay-at-home mom Heather DeGeorge uses a simple envelope system: Every two weeks she takes the cash from her husband's paycheck and divvies it up into envelopes marked for specific expenses. So if she has budgeted $400 a month for groceries, she puts $200 into the grocery envelope every two weeks. Then she knows she'll have the money when it's time to go to the store. DeGeorge has envelopes for other fixed costs, as well as for luxuries. "We budget a certain amount for eating out," she says. "If there's no money in the 'eating out' envelope, we go to the pantry."
Similarly, you can use a separate bank account to make sure you have all the money you need tucked safely away for certain fixed monthly or yearly expenses. Add up the yearly total of all your fixed expenses, divide it by 12, and deposit that amount every month in your separate bill-paying account. Once you get going with this system, you'll never have to scramble to pay your property taxes or any other regular expense.
Put in the time
It's time-consuming to develop and maintain a budget, find the lowest prices, collect coupons, and shop for the best deals. It takes still more time to shop and cook in bulk, and to make presents instead of buying them. McCoy figures that she devotes seven hours a week to keeping her household costs low. "That includes everything: meal planning, shopping, making meals from scratch, and keeping track of spending," she says. "When you consider the rewards, it really isn't that much.
I hope these stuff could help you and your family from saving money and to avoid spending too much money for non-sense stuff.Thanks for reading!Have a nice day!
Look for hidden waste
Can you find a cheaper cell-phone plan, long-distance phone service, or Internet service provider? Is it time to refinance your mortgage or car payments? Can you raise your insurance deductibles, which lowers your premiums? What about canceling your long distance and purchasing budget phone cards — or using a cell phone (with free long distance included) in off-peak hours? Are you getting your money's worth from your gym membership, or could you walk, jog, or play basketball in the park instead? You may want to consider becoming a one-car family — you'll save on gas, insurance, and car maintenance. And ask your utililty company how you can lower your payments. Even simple changes, like turning down the temperature on your water heater or installing energy-saving showerheads, can bring your monthly bills down.
Watch those credit cards
If credit card charges are eating up a big chunk of your monthly budget, look into consolidating your balances or getting a lower interest rate. Examine your credit card statements: Are there automatic charges — subscriptions or monthly fees — that could be canceled? (Get more tips on easy ways to lower your credit card debt.)
Plan low-cost family vacations
Instead of staying in hotels, consider traveling with friends and renting a house together. This is usually cheaper than hotel rooms, and it allows you to cook meals instead of going to restaurants. Other ideas: Travel locally so you can drive rather than fly. Carry a cooler full of snacks and sandwich ingredients so you don't have to eat out for every meal. Pack up the tent and go camping. (Get more tips on saving big on family travel.)
Go co-op crazy
Form a meal co-op with friends and neighbors — each family takes a night to make dinner for everyone. This saves time, builds community, introduces children to a broader variety of foods, and saves money by allowing participants to buy food in bulk (without having to eat the same food for weeks straight).
A babysitting co-op may also be a good idea. By trading babysitting duties with other families you're close to, you can save money on childcare and know you're leaving your child with people you trust.
Avoid restaurants
The average American family eats out four times a week, which takes a big bite out of their budget, says Jonni McCoy, a mom and founder of the Miserly Moms Web site. You can save a lot by making relatively painless adjustments to your dining habits. On date night, leave the kids with friends and prepare a candlelight dinner at home instead of going out to eat. On workdays, bring your lunch to the office. On weekends, make a picnic and take your family to the park or the beach. Take snacks to the playground, zoo, or movie theater instead of visiting the snack bar. You can also save money by making coffee at home — those fancy coffee drinks really add up. Splurge on your favorite beans and a travel mug and take yours to go. (One Baby Center reader figured that by breaking their specialty coffee habit, she and her husband could shave $2,000 a year off their budget!)
Find cheaper entertainment
Go to matinees or rent movies instead of heading to the theater, and try borrowing videos and DVDs from your local library rather than paying for rentals. And do you really need cable television when you can rent DVDs of your favorite premium channel shows?
You can also get creative about finding ways to cut costs and create family time. Organize a family game night instead of going out, or make holiday presents together to save on gift-giving.
Become a smart shopper
Start with the food bill, McCoy advises. "This is usually the largest category of spending, and there are so many ways to whittle it down," she says. Buy in bulk, clip coupons, and mail in rebates. (You can trade coupons with other parents on our trading post bulletin board.) Generics and store-brand products are almost always cheaper than name brands. (Get more tips on trimming the fat from your food budget.)
For clothes, baby gear, furniture, and similar items, secondhand stores and resale shops have bargains galore, as do sites such as eBay and Craigslist. Or, if you're buying new, purchase clothing for next year during end-of-season sales. For furniture or appliances, ask for floor models — you probably won't notice a scratch on your new bed, but it could bring down the price significantly.
And finally, skip the pricey salon and become a beauty school drop-in. Beauty schools offer discounts on services such as haircuts, facials, and mani-pedis.
Keep a tight rein on your budget
Stay-at-home mom Heather DeGeorge uses a simple envelope system: Every two weeks she takes the cash from her husband's paycheck and divvies it up into envelopes marked for specific expenses. So if she has budgeted $400 a month for groceries, she puts $200 into the grocery envelope every two weeks. Then she knows she'll have the money when it's time to go to the store. DeGeorge has envelopes for other fixed costs, as well as for luxuries. "We budget a certain amount for eating out," she says. "If there's no money in the 'eating out' envelope, we go to the pantry."
Similarly, you can use a separate bank account to make sure you have all the money you need tucked safely away for certain fixed monthly or yearly expenses. Add up the yearly total of all your fixed expenses, divide it by 12, and deposit that amount every month in your separate bill-paying account. Once you get going with this system, you'll never have to scramble to pay your property taxes or any other regular expense.
Put in the time
It's time-consuming to develop and maintain a budget, find the lowest prices, collect coupons, and shop for the best deals. It takes still more time to shop and cook in bulk, and to make presents instead of buying them. McCoy figures that she devotes seven hours a week to keeping her household costs low. "That includes everything: meal planning, shopping, making meals from scratch, and keeping track of spending," she says. "When you consider the rewards, it really isn't that much.
I hope these stuff could help you and your family from saving money and to avoid spending too much money for non-sense stuff.Thanks for reading!Have a nice day!
Saturday, September 6, 2008
General Clean Up
With me and the family enjoying my husband's time off from work these past few weekends.Its been so easy to let go of some house work. It is easy to say that we can take care of it during the week, but honestly who wants to work during the week after a long day?Which is why today we had to sacrifice one day just to stay in house and do a general clean up.It is time to decorate with picture frames, and souvenirs we have bought during our time we were out.
Monday, August 25, 2008
Meeting Up With Mom
Last weekend my family and I went to Dallas,Texas to meet up with my mom.My mom and her employer went to Dallas to attend a friend's birthday party.My family and I left Killeen on Friday after my husband got off from work.My mom and her employer were so happy to see us and so did we.It was only a 3 days vacation,it was quick but it's great!3 days is better than 0 day,right?We really all had a great weekend!
Sunday, August 10, 2008
Park Time!
My husband and I have decided to take our son to the park today.We know how bored our son is and we pity him for that.Our son loves it when we take him to the park.He gets to play with other kids and he really is enjoying that a lot.We stay in the park for like an hour or two,it depends.Well,the weather today is not so hot so I guess we will be staying in the park for a little bit longer.
Thursday, July 24, 2008
Family Date
My family and I are going out tonight.I do not know where we are going yet but I do not care,we can go any where as long as we are together!Maybe we will eat some where and then take Nicolas to the park later on.Well,I am going to end this for now because I still have to get ready for my date with my family.See you all later people!Have a good afternoon!:-)
Sunday, May 25, 2008
Heading To The Park
My husband and I decided to take our son to the park this afternoon.I told my husband that I pity our son because these past few days we just stayed home and I am sure that he is so bored.Both of them are already ready to go now and I am still here blogging,bad mummy!!!hehehe :-) Well,I just wanted to update my blog before we leave.Take Care All!!!
Monday, May 19, 2008
A bad and sad day for me
My family and I just arrived from Houston this morning around 4:30.I got really tired because I drove last night.We thought my husband has to go to work this morning but he did not.I started getting sick this morning,I can't stop sneezing,my throat and ears itch and my nose,oh my it's killing me!I know I am catching a cold.Well,I am not really feeling well today but I still decided to check online to see just to see what's up.When I opened my yahoo messenger,I got an offline message from my older sister,it said that my Grandpa (my dad's uncle) died 2 days ago.I really felt bad more and sad because I can't believe he is dead,he looked happy and healthy when I saw him before I left for the States.I remember he and Mamang Dareng always bought me toys and gave me money every time I saw them when I was younger.To PaPa Carding,we will surely miss you a lot and may you rest in peace!I know that you are in a happy and peaceful place now with our Savior Almighty.We love you!
Tuesday, May 13, 2008
Missing my husband so much
It has been been four days since my husband left for El Paso because of a mission.I really miss him so much and I know my son does too because he always say Papa especially when we are in bed lying down.My husband said that they are supposed to leave El Paso on Wednesday night but their Major decided to just leave tonight.He said they will be back home on Wednesday or Thursday night.El Paso is only like 8-9 hours drive from us but since they are carrying heavy stuff they are really driving so slow for safety caution.I can't really wait to have my husband home.I hope no trucks will break down so they can go home soon.Grrrrrrr I miss him so much!
Thursday, May 8, 2008
Spongebob Squarepants
I was just browsing my documents when I found these cute pictures with spongebob,it's taken during our trip to Kemah.
With my relatives visited from Toronto,Canada (Ate Karen,Me,Nicolas,Kyle and Aunt Nene)
My son and I
Monday, March 17, 2008
Sunday, February 10, 2008
Nygard Cay Resort,Bahamas
The beautiful woman in the pictures is my MoM :) these pictures were taken at Nygard Cay Resort in the Bahamas...I saw the other pictures,it is really nice there but geesh it is so expensive...Based on a stay of 4 days and 3 nights, Nygard Cay is available for only US $5200 per person, per day.Including the two staterooms aboard the island's yacht, the island has a capacity of 24 people. Your group of celebrities, executives, sports moguls or any person celebrating a birthday, anniversary, seminar, wedding, or vacation will have a trip of a lifetime at this unique luxury resort. Nygard Cay is available during 2007 for one-week rentals at a price of US $30,000, and this will change in 2008 to US $40,000.Sean Connery, Oprah Winfrey, Robert DeNiro and former President George H.W. Bush have all been to Nygard Cay.Well,if I got the money then I will not think twice going there.If you are trying to get great deals on cheap hotel rates, head onto the web!. By using the web, you can find bahama resorts, truck stops for your RV, and even spa resorts anywhere in the world. Finding great hotels can be difficult, but it shouldn't have to be!Wednesday, February 6, 2008
Our Water Effect Picture
Got nothing to do so I decided to edit pix...I love the water effect on our picture...Nice,isn't it?If you feel you've been exposed to water contamination, then you will want to contact an attorney to see if your rights have been infringed on. Mesothelioma may be able to assist you because they are often both work related conditions. A mesothelioma attorney can help you in getting the payment you deserve!
Thursday, January 24, 2008
Mi Hijo's home class activity
These pictures were taken during my son's home class...Ms. Cassandra,my son's teacher came and did a screening on him.My son and her did so many activities and one of those are writing watever just to see if he got the strength and he did it,my husband and I were so proud of him and kept cheering whenever he did great.Keep doing what you are doing mi hijo :-) Papi and Mommy are so proud of you...We love you anak!!!mwahhh :*
Sunday, January 20, 2008
My husband singing
Oh My Gosh,my husband really sang during Gina's birthday party...My husband is really shy but geesh after a couple bottles of beer,few shots of tequila and jack daniels,my husband finally got out from his shell hahaha :) my friends were really cheering for him because he was singing hahaha :) my husband sang a few songs,I am so happy he's starting to mingle with other people now and not being so shy anymore...I am so proud of you manong! :-) mwaahhh! :-)
Saturday, January 19, 2008
My son's 2nd day home class
Today was my son's 2nd time for his home class...There is a program in the military which helps Parents with their kids by sending teachers to visit and teach military kids at home...My son is a part of that program and once or twice a month there will be a teacher that will visit our home to teach my son...They have so much activities such as baking,playing,reading,doing math,science etc. The activities made according to the kid's age and capability...Ms. Cassandra,my son's teacher is really great,she is so nice...Today was time for my son's screening,Ms. Cassandra is doing it to get an idea in where my son's skills stand...Every time she comes here,she will be introducing and teaching my son different stuff...My son did a great job today according to his teacher but we just have to work harder on his speech because he is almost 2 and half years old but he only knows little words,she said it is because my son's confused since we are talking to him in 3 languages...English,Filipino and Spanish...She said next time she'd come she would bring some flash cards to help him and stick to just one language until he can talk...According to her,if we just stick to one language my son will be so talkative in 3-6 months,so I guess we will stick with that and just talk to him in 2 other languages whenever he can really talk...My son understands the 3 languages but can't speak it yet...I hope he can talk soon because it worries me a lot...but I am really proud of my son today for the job well done :)
Friday, January 18, 2008
Family Readiness Group
Last night my family and I went to attend the FRG Meeting or Family Readiness Group Meeting...All military and their family attends meeting like that...It tackles about the military job and also preparing the family for the deployment...It is great because they help you with anything you need when your spouses or family member is gone for deployment,they will give you assistance and stuff...My husband is going to be deployed again in July to Iraq,it sucks but I can't do anything because it is my husband's job,all I can do is to Pray for his safety and all the people that are in there...But I am really proud of him...I am gonna tell you what else happened later because right now I still have to do my household chores hehehe :) thanks for reading!
Thursday, January 10, 2008
My Son has Flu
Good Morning bloggers!!!well,I am up so early today and went to sleep late last night...My son has flu,poor baby!He's not the same since yesterday that's why I know he is sick...I guess it is because of the weather here,it's cold today and yesterday while 2 days ago it was on 70's...I could not sleep well last night because I can hear my son's breathing and I know he is not feeling well,he kept waking up and crying because it was hard from him to breath since he got a congested nose...My husband gave him medicine and I kept putting vicks on his back,chest and nose and that helped him a lot...He wake up so early this morning and when I touched him he was hot so I gave him medicine before his fever get worse...he was already feeling a little bit better after I gave him his medicine,he just stayed in bed and watch some cartoons which made him smile...Right now I am making soup (tinolang manok) for him,he did not drink his milk since last night and did not even ate his cereals earlier either,so I am hoping he would eat rice with soup even just a little bit,I know his taste is not good right now,that is what happen when we have cough or cold,right?we lose our taste...well,until here for now,I gotta take good care of my son first!Thanks for dropping by and have a good day y'all!
Thursday, December 20, 2007
My Son Got Bald...
My son used to always have long hair but today he went bald...My husband and I were trying to trim his hair but then I was wondering how my son would look like with no hair,I told my husband I want to try it because my son never experienced it before,we always gave him an inch to two inches of haircut or just trim it...I always see some kids with no hair and they look so cute...and I think having shorter hair or no hair at all make kids feel fresh always...At first my husband said no but I won hahaha :-) Well,after we cut my son's hair,my son was staring at the mirror and he was trying to pull some hair but there was nothing to pull...I guess he felt weird having no hair because he got used to having a lot of hair...My husband and I were just looking at him and laughing because my son keeps looking at the mirror and checking his head,I guess he was wondering where did his hair go or what happened to his hair...My husband and I do my son's hair because he do not like anybody touching his hair...I like my son's haircut now,he got bald but geesh he looks so cute,he really looks like a little kid hehehe :-) I know his hair will grow soon,they grow so fast!!!and next time we will try to give him a different haircut...well,I know no matter what kind of haircut he will have,he will always be the cutest kid in my eyes,but of course he is my son,I do not care what other people will say or think...Well,again thanks for dropping by!!!Take Care!!!
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