| What Your Halloween Habits Say About You |
![]() You're a friendly person, but not the life of the party. You like making someone else's day - and you'll dress up if you think of a really fun costume. You definitely think of yourself as someone who has a dark side. And part of having that dark side means not showing it. Your inner child is stubborn and a bit bossy. Your fears are irrational and varied. It's hard to predict what you may be afraid of on any given day. You're prone to be quite emotional and over dramatic. Deep down, you enjoy being scared out of your mind... even if you don't admit it. You are a traditionalist with most aspects of your life. You like your Halloween costume to be basic, well made, and conventional enough to wear another year. |
Thursday, October 30, 2008
My Halloween Personality
Posted by Maria Justine at Thursday, October 30, 2008 1 comments
Labels: About Me, Halloween, Personality Test
Scream Queens
Posted by Maria Justine at Thursday, October 30, 2008 0 comments
Labels: Entertainment, Tv Shows
Sunday, October 26, 2008
The Truth Behind Eternal Flame
BULAG- Close your eyes
PILAY- Give me your hand, darling.
BINGI- Do you hear my heart beating?
BOBO- Do you understand?
MANHID- Do you feel the same?
DUKHA- Am I only dreaming?
BUMBERO- Is this burning? An eternal flame!
PIPI- Say my name!
BALIW- Sunshine through the rain.
KAWAWA- My whole life so lonely.
DOKTOR- They will come and ease the pain.
MARAMOT- I dont wanna lose this feeling.
WOLF- Ooooooooohhh.
Posted by Maria Justine at Sunday, October 26, 2008 1 comments
Labels: Humor and Jokes
Saturday, October 25, 2008
Jennifer Hudson's Nightmare
This news comes at a time when Jennifer should be enjoying the happiest time of her life--she just released her debut album, she's about to hit the silver screen again in the highly anticipated The Secret Life Of Bees, and she just got engaged to her lawyer/reality-star boyfriend, David "Punk" Otunga. But now, just as the dreamgirl is about to have all her dreams come true, she is instead facing this ultimate nightmare.
Condolence to you Jennifer,may your brother and mother rest in peace...
Posted by Maria Justine at Saturday, October 25, 2008 0 comments
Labels: Entertainment, News
Friday, October 24, 2008
Staying With A Friend!
Posted by Maria Justine at Friday, October 24, 2008 0 comments
Labels: About Me, Daily Experiences, Friends and Family
Happy Friday Everyone!
Posted by Maria Justine at Friday, October 24, 2008 0 comments
Labels: Days of the Week
Monday, October 20, 2008
Yummy Palitaw!
Posted by Maria Justine at Monday, October 20, 2008 1 comments
Labels: About Me, Daily Experiences, Food
Tuesday, October 14, 2008
Faithfully by Journey
Posted by Maria Justine at Tuesday, October 14, 2008 1 comments
Labels: Entertainment
Nine ways to slash your family's spending
Look for hidden waste
Can you find a cheaper cell-phone plan, long-distance phone service, or Internet service provider? Is it time to refinance your mortgage or car payments? Can you raise your insurance deductibles, which lowers your premiums? What about canceling your long distance and purchasing budget phone cards — or using a cell phone (with free long distance included) in off-peak hours? Are you getting your money's worth from your gym membership, or could you walk, jog, or play basketball in the park instead? You may want to consider becoming a one-car family — you'll save on gas, insurance, and car maintenance. And ask your utililty company how you can lower your payments. Even simple changes, like turning down the temperature on your water heater or installing energy-saving showerheads, can bring your monthly bills down.
Watch those credit cards
If credit card charges are eating up a big chunk of your monthly budget, look into consolidating your balances or getting a lower interest rate. Examine your credit card statements: Are there automatic charges — subscriptions or monthly fees — that could be canceled? (Get more tips on easy ways to lower your credit card debt.)
Plan low-cost family vacations
Instead of staying in hotels, consider traveling with friends and renting a house together. This is usually cheaper than hotel rooms, and it allows you to cook meals instead of going to restaurants. Other ideas: Travel locally so you can drive rather than fly. Carry a cooler full of snacks and sandwich ingredients so you don't have to eat out for every meal. Pack up the tent and go camping. (Get more tips on saving big on family travel.)
Go co-op crazy
Form a meal co-op with friends and neighbors — each family takes a night to make dinner for everyone. This saves time, builds community, introduces children to a broader variety of foods, and saves money by allowing participants to buy food in bulk (without having to eat the same food for weeks straight).
A babysitting co-op may also be a good idea. By trading babysitting duties with other families you're close to, you can save money on childcare and know you're leaving your child with people you trust.
Avoid restaurants
The average American family eats out four times a week, which takes a big bite out of their budget, says Jonni McCoy, a mom and founder of the Miserly Moms Web site. You can save a lot by making relatively painless adjustments to your dining habits. On date night, leave the kids with friends and prepare a candlelight dinner at home instead of going out to eat. On workdays, bring your lunch to the office. On weekends, make a picnic and take your family to the park or the beach. Take snacks to the playground, zoo, or movie theater instead of visiting the snack bar. You can also save money by making coffee at home — those fancy coffee drinks really add up. Splurge on your favorite beans and a travel mug and take yours to go. (One Baby Center reader figured that by breaking their specialty coffee habit, she and her husband could shave $2,000 a year off their budget!)
Find cheaper entertainment
Go to matinees or rent movies instead of heading to the theater, and try borrowing videos and DVDs from your local library rather than paying for rentals. And do you really need cable television when you can rent DVDs of your favorite premium channel shows?
You can also get creative about finding ways to cut costs and create family time. Organize a family game night instead of going out, or make holiday presents together to save on gift-giving.
Become a smart shopper
Start with the food bill, McCoy advises. "This is usually the largest category of spending, and there are so many ways to whittle it down," she says. Buy in bulk, clip coupons, and mail in rebates. (You can trade coupons with other parents on our trading post bulletin board.) Generics and store-brand products are almost always cheaper than name brands. (Get more tips on trimming the fat from your food budget.)
For clothes, baby gear, furniture, and similar items, secondhand stores and resale shops have bargains galore, as do sites such as eBay and Craigslist. Or, if you're buying new, purchase clothing for next year during end-of-season sales. For furniture or appliances, ask for floor models — you probably won't notice a scratch on your new bed, but it could bring down the price significantly.
And finally, skip the pricey salon and become a beauty school drop-in. Beauty schools offer discounts on services such as haircuts, facials, and mani-pedis.
Keep a tight rein on your budget
Stay-at-home mom Heather DeGeorge uses a simple envelope system: Every two weeks she takes the cash from her husband's paycheck and divvies it up into envelopes marked for specific expenses. So if she has budgeted $400 a month for groceries, she puts $200 into the grocery envelope every two weeks. Then she knows she'll have the money when it's time to go to the store. DeGeorge has envelopes for other fixed costs, as well as for luxuries. "We budget a certain amount for eating out," she says. "If there's no money in the 'eating out' envelope, we go to the pantry."
Similarly, you can use a separate bank account to make sure you have all the money you need tucked safely away for certain fixed monthly or yearly expenses. Add up the yearly total of all your fixed expenses, divide it by 12, and deposit that amount every month in your separate bill-paying account. Once you get going with this system, you'll never have to scramble to pay your property taxes or any other regular expense.
Put in the time
It's time-consuming to develop and maintain a budget, find the lowest prices, collect coupons, and shop for the best deals. It takes still more time to shop and cook in bulk, and to make presents instead of buying them. McCoy figures that she devotes seven hours a week to keeping her household costs low. "That includes everything: meal planning, shopping, making meals from scratch, and keeping track of spending," she says. "When you consider the rewards, it really isn't that much.
I hope these stuff could help you and your family from saving money and to avoid spending too much money for non-sense stuff.Thanks for reading!Have a nice day!
Posted by Maria Justine at Tuesday, October 14, 2008 4 comments
Sunday, October 12, 2008
Time To Dream Of My Hubby!
Posted by Maria Justine at Sunday, October 12, 2008 0 comments
Labels: About Me, Daily Experiences, Military Life, Military Wife, My husband
Am I Sweet or Salty Person?
| You Are a Sweet Person |
![]() When it comes to snacks, you're more likely to grab some candy than heat up a pizza. There's a good chance you're female (women prefer sweet snacks)... Or at least, you prefer to be in the company of women. Your tastes are simple and predictable. You are young at heart. You tend to crave food you can just grab and eat. |
Posted by Maria Justine at Sunday, October 12, 2008 0 comments
Labels: About Me, Personality Test
Saturday, October 11, 2008
New Look!
Posted by Maria Justine at Saturday, October 11, 2008 0 comments
Labels: About Me, Blogging, Daily Experiences
Wednesday, October 8, 2008
Busy Days
Posted by Maria Justine at Wednesday, October 08, 2008 5 comments
Labels: About Me, Daily Experiences
Thursday, October 2, 2008
My Halloween Horoscope
| Halloween Horoscope for Aries |
![]() You're a total candy hound who will do anything for a sugar fix. And to get the most candy, you'll wear the wildest costume possible. Costume suggestions: A superhero or famous rock star Signature Halloween candy: Mini Snickers bars Scary movie you should celebrate Halloween with: Shaun of the Dead |
Posted by Maria Justine at Thursday, October 02, 2008 0 comments
Labels: About Me, Personality Test
Wednesday, October 1, 2008
Who Moved It?
Posted by Maria Justine at Wednesday, October 01, 2008 2 comments
Labels: Daily Experiences



